Comprehensive Insurance Packages

Caribbean Insurance Practice (International) Ltd. specializes in the design, set-up and management of insurance programs. Additionally, CIPIL also provides comprehensive claims handling.

Construction Insurance Package

As specialty brokers in construction insurance, CIPIL can design a unique insurance program to suit your needs as well as manage risks from unforeseen events. The policies offered include:

  • Damage to Contract Works and Materials
  • Third Party Liability
  • Employer’s Liability / Workmen’s Compensation
  • Performance Bond
  • Constructional Plant and Equipment
  • Professional Indemnity (Annual Cover or Single Project)
  • Delay In Start-Up
  • For Owners, Employers, Project Managers and Contractors

Business / Commercial Insurance Package

Whatever your industry, understanding your requirements and future plans allows us to tailor our advice and source a solution that best matches your business needs.


Providing specialist advice on all classes of cover, the available policies are:

  • Property Damage All Risks
  • Business Interruption
  • Third Party Liability
  • Employer’s Liability / Workmen’s Compensation
  • Employment Practices Liability
  • Directors’ and Officers’ Liability
  • Professional Indemnity
  • Fidelity Guarantee and Money

Our solutions, tailored to your business requirements, deliver the cover and levels of protection to suit your exposures and needs. In addition to sourcing your insurance solutions, our complementary services include risk management advice and claims support. This helps reduce your risk of claims and lower your premiums.

Why Use a Broker?

An insurance broker saves you time, money and worry. Just like an accountant or lawyer who provides you with professional advice based on years of training and experience, a qualified broker can do the same with your insurance.


When arranging insurance, many people take shortcuts, avoiding the fine print and not analyzing cost for value. This leads to disappointment when their insurance doesn’t come to the rescue. Whether it’s home, car, life or business insurance, brokers provide advice and assistance to ensure that you are properly protected.


Using a broker often costs less as professionals have the knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. A broker will also explain your policy and any special circumstances you need to watch out for.


An insurance broker’s foremost duty is to his or her client and, at CIPIL, we put you first.


Request a free quote online today. To discuss your needs, contact us.

Submit a Claim

Accidents, vandalism and damages caused by hurricane, flood or fire can strike when you least expect it and we’re here to help! You can trust Caribbean Insurance Practice (International) Ltd.’s superior claims handling services:

  • Claim reporting
  • Liaising with insurers and loss adjusters
  • Reviewing claim submissions for clients
  • Recommending and negotiating satisfactory and prompt settlements on behalf of our clients